Insurance Agent Blog

RAIS Supports Liberty Mutual Insurance Invitational Event

Renaissance Alliance is pleased to have been a recent supporter of the Liberty Mutual Insurance Invitational Event, "the #1 Charity Event in Golf." The Liberty Mutual Invitational was held on June 22 at The Golf Club of Cape Cod, sponsored by Liberty Mutual Insurance and its affiliate Safeco. The beneficiary of the tournament this year is Wide Horizons for Children, a non-for-profit organization dedicated to providing support for orphaned and vulnerable children in a number of ...

Golf carts, bar hopping and Exclusive Remedy

Few of us have experienced bar hopping while "in the course and scope" of employment, but then again, we don't work for the restaurant chain Texas Roadhouse. The company sponsored its "Kitchen Managers' University" on the island of Put-in-Bay, Ohio. As part of the curriculum, the company encouraged employees to have a "kick ass time" - some university! Employees brought their own alcohol, drank the company's booze or visited the island's many bars. No cars were allowed: people got around in ...

New Connecticut law creates business obligations after data breach

The Connecticut legislature recently passed a law mandating that businesses provide specific remedies for affected Connecticut residents when a data breach occurs (Public Act No. 15-142).  This is a good opportunity to notify your commercial insureds about the law and to verify that any cyber coverage they have would be sufficient to meet this new obligation. It's also a good time to verify that your own data handling meets the law's requirements. PropetyCasualty360: New Connecticut law ...

Uber: Drivers, Drivers Everywhere, but No Employees in Sight

The Uber business model, like that of FedEx, defines the company's drivers as independent contractors. To some degree, the drivers are indeed independent: they set their own hours, determine their own routes, and drive their own cars. Compared to FedEx drivers, Uber drivers operate with considerable autonomy. They are independent in all but one critical matter: without these "independent" drivers, Uber does not exist. The fundamental purpose of the business is to move people from point A to ...

Research reports: Characteristics of successful insurance agencies

What separates a high growth agency from the pack? What are the practices and qualities that characterize highly successful insurance agencies? A pair of recent studies offer clues as to why some agencies experience more success than others. Focus, research and networking yield success An Austin, TX-based research and marketing firm conducted a study to learn the characteristics of high performing insurance agencies and revealed the results at a recent Independent Insurance Agents of ...

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