We've updated our handy guide to the workers comp policy year and key dates that you and your clients should keep an eye on to prevent unexpected losses and unhappy conversations at renewal. Workers comp is among the most loss-sensitive policies issued to your insureds. The more they use it, the higher their premiums. Agents need to be aware of the key milestones in the policy year. We outline the flow of the policy year: what happens, when, and what insureds need to know in order to manage their costs.