What is your image of an addict looking for a fix? Probably not someone sitting in a crowded clinic, waiting impatiently to be called. And what is your image of a drug dealer? Surely not the 58 year old fellow in a white jacket, rarely-used stethoscope sticking out of a pocket.
When is disability coverage for workers not quite workers comp? When it's part of an optional program that covers workers who are not quite employees. Confused? Read on. Uber, in the news lately for the wrong reasons, has taken steps to provide a disability program for its drivers (who are still not employees of Uber).
The Massachusetts Supreme Judicial Court has fired a shot that will be heard around the country: for the first time a state court has ruled that the use of medical marijuana may be protected and that terminating an employee for failing a drug test may be discriminatory.
NCCI’s State of the Line report is an annual issuance that highlights key indicators of the workers comp Industry, offering an important and extensive analysis of the nation's workers compensation market. This year's 57-page report takes the pulse of the industry. One key headline: “As presented in this year’s State of the Line Report, the workers compensation Calendar Year 2016 combined ratio for private carriers was 94%. This is the second consecutive year the industry has posted a six-point underwriting gain. Total market net written premium volume remained steady between 2015 and 2016 at $45.5 billion.”
Jose, 37, worked construction for 7 years. In late March he fell off a ladder at work and broke his femur. Despite his status as an undocumented worker, he was eligible for workers comp, so he filed a claim. Unfortunately - and illegally - his employer lacked workers comp coverage on the day of the injury.