We are Renaissance Alliance

The gold standard for independent insurance agency aggregations

Renaissance Alliance is a network of New England independent insurance agencies, insurers and service providers that leverage their collective strengths to create advantages well beyond their individual reach.  It is the gold standard by which insurance industry aggregations have come to be judged. Renaissance Alliance enables agencies with the market differentiation, tools and time to maximize their sales, profits and equity. Member agencies enjoy unprecedented growth, increased operational efficiencies and higher commission and profit sharing revenues than they could generate as stand-alone agencies, while maintaining complete independence. Learn more about the benefits of membership.

$$ Premium Growth (in millions)


Become A Member

Get the scale required to tackle even the most daunting challenges while maintaining complete independence. Learn More

Meet Our Agents

Meet our New England independent agency members – forward-looking, progressive and a cut-above! Learn More

Meet Our Partners

While we work with 100+ insurers, we’ve designated an  elite group of companies as our core insurance partners. Learn More


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Annual Meeting

Power and clout for your independent agency

Facts at a Glance

Member Agencies
Standard Carriers
Avg. Yrs, Marketing & Placing
Combined yrs. Experience

Leadership Team

J. Bruce Cochrane, CIC

J. Bruce Cochrane, CIC


Pioneer. Visionary. A leader in every sense of the word.

Janet H. Cochrane

Janet H. Cochrane

Chief Operating Officer

Creative. Efficient. Keeper of the mission. Standards bearer.

Heather Cochrane Russo

Heather Cochrane Russo

Vice President, Change Management

Dedicated. Innovator. Insurance is in her DNA.

F. Michael Cooney, CIC

F. Michael Cooney, CIC

Vice President, Business Development

Relationship builder. Trusted advisor.

Amy DiBari

Amy DiBari

Director, Commercial Lines Marketing & Account Placement

Diligent. Service focused. Gets it done.

Robert Gruhl

Robert Gruhl

Chief Financial Officer

Astute. Vigilant. Money guru. Financial strategist.

Lisa Johnson, LIA

Lisa Johnson, LIA

Senior Vice President, Marketing

Progressive. Strategic. Entrepreneurial spirit.

John M. Noone CIC

John M. Noone CIC

Vice President Business Development

Integrity. Deal maker. Delivers on promises.

Ronald L. Peters, CPCU

Ronald L. Peters, CPCU

Senior Vice President of Renaissance Insurance Group

Connected. Relationships. Clout builder.

Michael L. Rosen

Michael L. Rosen

Chief Information Officer

Insightful. Deliberate. Technology evangelist.

Robert R. Schackner

Robert R. Schackner

Senior Vice President of Operations

Management maestro. Keeper of the culture.

"Times of change offer tangible opportunities for those who can recognize and capitalize on them."



Insurance Agent Blog

business person shouting at another person - a cliff is between them

Watch your lingo: Insurance jargon may stand between you and your customers

Insurance lingo can be very off-putting to customers. By way of illustration, we point to an amusing anecdote that one of our colleagues likes to tell about the first time she called an agent after a fender bender. The agent said “You’ll have to file a claim with the insurer.” “Oh no,” she said. “I’m not claiming this, I have proof, I have names of two witnesses.” A back and forth ensued with our at-the-time clueless colleague hanging up the phone with a great sense of unease. The jargon of our industry made her feel that her agent didn’t believe her and that she was locked in an adversarial process. We use the term “claim” in our industry in a specialized way, but the primary definition is: “An assertion of the truth of something, typically one that is disputed or in doubt.” So should we refer to our insureds as “claimants” or as “customers”?

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MA insurance agents: The Commissioner wants your input on homeowners insurance rates

Massachusetts insurance agents, Daniel Judson, Commissioner of Insurance would like your input in the MA Division of Insurance’s first-ever public hearings related to homeowners’ insurance rates. Three hearings have already been held and three more are pending. Julia Ybarra of Agency Checklists says the hearings are a response to a public outcry after the Division’s approval of homeowners insurance rate increases for 13 carriers.

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colorful gourds, squashes and pumpkins

Thanksgiving, recycling, adoption, kindness & more: November themes for your agency’s social media

November is the month that New England cities and towns most typically see the first snow fall: The average first day of snow in Hartford is November 28 and Boston November 29. Luckily we did not break any records for the earliest snowfall dates – both cities have seen snow as early as October 10!
November is a good month to fill your social media calendars with tips for winterizing cars and home, stocking up emergency car kits and getting get flu shots. It’s also a good time of year to remind people about safe on- and offline-shopping, especially in safeguarding against ID theft. Plus, remind commercial and personal clients alike to begin preparation for end-of-year/new year financial planning and insurance policy coverage reviews.

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claims examiner evaluating auto damage

Three important agent takeaways in recent Auto Claims Satisfaction Survey

Millennial satisfaction with the auto claims experience is on the upswing, according to the recently released J.D. Power 2015 U.S. Auto Claims Satisfaction Study. The millennials – also called Gen Y – represented 33% of the claims-filing population in 2015, up from 28% in 2014.

The study measures customer satisfaction based on responses from 11,469 auto insurance customers who settled a claim within the past six months prior to taking the survey. It uses a 1,000 point scale to measure results.

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chess board in play

Agent Alert: Direct Selling Comes to Workers Comp

Agents are well aware of the threat presented by direct sellers of personal line insurance. While we need not grace these pages with the names of these competitors, we are all familiar with the friendly gecko (friendly lizard? yeah, right) and the smiling, improbable Flo. It’s now time to prepare for direct sales of workers comp insurance. Berkshire Hathaway Direct Insurance Company expects to be licensed in all 50 states by its launch early in 2016.

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The evolving world of auto insurance

Will auto insurance of the future have more to do with liability than personal insurance? That’s certainly the initial direction we’re seeing lately with Volvo, Google and Mercedes all stepping up to assume responsibility for accidents related to autonomous technology. Paul Carroll talks about the future of auto insurance in the Beginning of the End for Car Insurance?, his recent post at Insurance Thought Leadership blog.

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2015 Renaissance Alliance Annual Meeting: Thank you to our sponsors!

It’s finally here! Today and tomorrow, we’ll be meeting with hundreds of our colleagues In Newport, Rhode Island for at the 2015 Renaissance Alliance Annual Meeting. Our member agency principals, sales staff and CSRs will gather to network with many of our insurance company representatives and business partners. The two days are packed, including our Carrier Pavilion, seminars, presentations, shared meals and more. It’s a great time for us to review our achievements of the prior year and to plan for the future.

We’d particularly like to thank our sponsors for helping us to make this important annual gathering  a reality!

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FIRST Insurance Funding Corp. provides premium finance services to the Commercial P&C marketplace, Life Insurance financing for high net-worth individuals, customized billing solutions, and lending for perpetuation and expansion. With our unmatched technology, flexibility and service, our agents are able to grow and increase their profitability.







About Merchants Insurance Group

Since 1918, Merchants Insurance Group has been providing property and casualty insurance throughout the Northeast and North Central United States. With our regional office located in Bedford, NH we are able to work closely with agents to provide expertise and service to address policyholder needs. Please visit us at www.merchantsgroup.com











About AmTrust North America

AmTrust North America provides a broad suite of business insurance products for small- and medium-sized businesses, including workers’ compensation and niche commercial lines coverage such as BOP, Property, Employers’ Practices Liability, Commercial Auto General Liability, Garage and Inland Marine. These lines have also been customized to fit the Lumber, Restaurant, Auto Service Repair, Financial Institution and Transportation sectors. AmTrust is rated “A” (Excellent) FSC XI by A.M. Best.













Since 1978, XS Brokers has been creatively solving hard-to-place insurance risks. With unmatched product availability, powerful market knowledge and unparalleled underwriting expertise – there’s virtually no class of business we cannot write. And with more than 35 years in the industry, the strength of our carrier relationships ensures unrivaled market access.

Our goal is simple: to better understand our clients’ needs in order to provide customized solutions that help you achieve your business goals.











ReSource Pro specializes in insurance business process management and outsourcing solutions. We increase productivity, attract new business, all while improving market and customer relationships. This means you keep more money in your pocket while helping your business grow. We’re not just thinkers, we’re doers.  Do what counts and we’ll take care of the rest.  Interested?  Stop by for a chat.










Philadelphia Insurance Companies (PHLY) designs, markets, and underwrites commercial property/casualty and professional liability insurance products, incorporating value-added coverages and services for select industries. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholder.









Founded in 1810, The Hartford Group (NYSE: HIG) is a leading provider of insurance and wealth management services for millions of businesses and consumers worldwide. The Hartford is consistently recognized for delivering innovative solutions and extraordinary service focused on our customers’ needs.








Learn how Corporate IT Solutions and Dell can protect your organization with highly effective intrusion prevention, anti-malware, content/URL filtering and application control with business-grade Unified Threat Management firewall appliances. Security, efficiency and increased productivity for small businesses, remote and branch offices give you high threat prevention — without sacrificing performance.







COGDA connects an unconnected insurance industry.  COGDA links agents, wholesalers and carriers on the same interactive software platform, delivering a seamless flow of information, carrier appetite, and market intelligence from agent prospecting to individual carrier sales, so you can write more business.  Manage your entire sales process, not just the sales department!





Serving businesses and professionals since 1897, CNA is the country’s seventh largest commercial insurance writer and the 13th largest property and casualty company. CNA’s insurance products include standard commercial lines, specialty lines, surety, marine and other property and casualty coverages. CNA’s services include risk management, information services, underwriting, risk control and claims administration. For more information, please visit CNA at www.cna.com. CNA is a registered trademark of CNA Financial Corporation.






For more than 130 years, the Chubb Group of Insurance Companies has been delivering exceptional property and casualty insurance products and services to businesses and individuals around the world. We build lasting relationships with customers, agents and brokers through unparalleled service and innovative, scalable and specialized products backed by financial strength.






At A.I.M. Mutual Insurance Companies, we are committed to setting the standard in service excellence.

We are guided by our founding principles to stabilize workers compensation costs and make them predictable for Massachusetts, New Hampshire and Connecticut employers.






We are a mutual insurance company existing to serve our member policyholders, not Wall Street.  With over 25 years consecutively rated as “A” by A. M. Best, an independent financial services rating company, you’ll be confident knowing you are insured with a financially strong company concerned about you and your family.

With over 500 independent agencies representing Concord Group, you can count on professional service when you insure with Concord Group.




Vertafore delivers software and services that transform the business of insurance. Unique to the industry, more than 20,000 customers rely on Vertafore to provide integrated technology that connects the entire industry with the most complete source of solutions—agency management, rating and connectivity, content management and workflow, research solutions and producer lifecycle management—so their businesses run better and are more profitable. For more information about Vertafore, please visit vertafore.com.





Safety is the preferred provider of property and casualty insurance within our selected markets. We are focused on the special needs of independent agents and their customers. Our success is built on a philosophy of offering the highest quality insurance products at competitive rates and providing the best service at all costs.
Safety is “A” rated by A.M. Best.



Preferred Mutual is a property and casualty insurance provider that helps more than 235,000 customers and 450 independent agent partners Live Assured every day through superior products and unsurpassed customer service.

In business since 1896, Preferred has been recognized for years of award-winning performance and financial strength by top industry groups, including an “A” for excellent by A.M. Best. The Company is headquartered in New Berlin, NY, and its 270 employees service Preferred’s products throughout New York, New Jersey, Massachusetts, and New Hampshire.

Preferred Mutual is the confident choice for agents and policyholders in the Northeast. Learn more at www.preferredmutual.com.



For over 30 years, Plymouth Rock Assurance has provided its customers with more than just insurance. Headquartered in Boston, Plymouth Rock offers auto insurance to drivers in Massachusetts and Connecticut through a network of more than 400 local independent agents. Plymouth Rock has an “A-/Excellent” rating from A.M. Best, the insurance industry’s premier independent rating service. It is a member of the Plymouth Rock Group of Companies, which together write and manage over $1 billion in personal and commercial auto, and homeowner’s insurance.  




Over the course of its 163-year history, The Hanover has established one of the longest and proudest records in the industry, inspiring confidence among agents and the customers they serve. Today, we are a Fortune 1000® company, one of the largest property and casualty insurers, financially strong, and enjoy an “A” (Excellent) rating from key industry analysts. We offer a wide range of Property and Casualty insurance products and services to individuals, families, and businesses through an exclusive network of some of the best Independent Agents in the country.


ARS Restoration Specialists, with 7 locations and over 150 full-time employees, is one of the largest and most respected professional Restoration Companies in New England, and has been for over 29 years. ARS specializes in full-service 24-Hour Emergency Disaster Mitigation, Restoration, and Reconstruction services for both Commercial and Residential properties that have suffered all types of losses including water, sewage, fire, smoke , mold & BIO/TRAUMA losses. A staff of licensed and experienced builders and engineers lead our Commercial and Residential Construction Division. Seamless transition from disaster to pre-loss condition is an ARS specialty. Proudly Serving ALL of New England.
877-461-1111 | www.ARSServe.com




Safeco has been protecting individuals and families with personal insurance coverage since 1923. When it comes to some of your biggest investments, like your home, car or maybe even your boat, we know that trust matters. From the smallest fender-bender to a storm-damaged home, we’re standing ready at life’s trying moments. Safeco is here for you at any time and any day of the week.

With a comprehensive range of insurance coverage and expert advice from local independent agents, we make it simple to protect what’s important to you and easy to get the best mix of coverage and pricing.

At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and – most of all – to be there for you.



Since 1851 the Quincy Mutual Fire Insurance Company has been providing insurance protection throughout the Northeast to hundreds of thousands of policyholders. We offer a full array of personal and commercial property and casualty products solely through independent agents including private passenger and commercial auto, homeowners, business owners, umbrella liability, workers compensation and more. Assessing an insurance company’s ability to provide superior products and services can be a challenge, especially in this environment. Quincy Mutual has been rated A+ by the A.M. Best Company for more than 75 consecutive years, one of a dozen companies in the country to attain that distinction. Together with our partner agencies we have attained a strong position in multiple markets and we look forward to having Quincy Mutual be your carrier of choice. The agencies within the Renaissance Alliance are among the best in the business and we’re pleased to have them represent Quincy Mutual.




With roots dating back to 1923, The Main Street America Group is a super-regional insurance company that writes business through its nine property/casualty insurance carriers, including our largest carrier, NGM Insurance Company. Based in Jacksonville, Fla., Main Street America offers a wide range of commercial and personal insurance, and fidelity and surety bond products to individuals, families and businesses throughout the United States.

With nearly $1 billion in premium written exclusively by more than 3,000 independent insurance agents, the 92-year-old company insures over 650,000 policyholders in 36 states and writes bonds in 46 states and the District of Columbia. A.M. Best Company rates The Main Street America Group with an “A” (Excellent) financial strength rating. The company has $1.04 billion in surplus and over $2.4 billion in total assets. Main Street America is the founding company partner of Trusted Choice® and one of six initial investors which seeded development of the TrustedChoice.com consumer agent portal. It also a founding company partner of the Insurance Institute for Business & Home Safety Research Center. For more information about Main Street America, please click here or connect with us on Facebook at www.facebook.com/MainStreetAmerica.



Liberty Mutual Insurance helps preserve and protect the things people earn and own and build and cherish.  Keeping this promise means we are there when our policyholders throughout the world need us most.

In business since 1912, and headquartered in Boston, Mass., today Liberty Mutual is a diversified global insurer with operations in 30 countries around the world.  The company is the third largest property and casualty insurer in the U.S. based on 2013 direct premium written as reported by the National Association of Insurance Commissioners.

Liberty Mutual is ranked 76th on the Fortune 100 list of largest corporations in the U.S. based on 2013 revenue.  As of December 31, 2013, Liberty Mutual Insurance had $121.2 billion in consolidated assets, $102.2 billion in consolidated liabilities, and $38.5 billion in annual consolidated revenue.

Liberty employs more than 50,000 people in approximately 900 offices throughout the world, and offers a wide range of insurance products and services, including personal automobile, homeowners, accident & health, commercial automobile, general liability, property, surety, workers compensation, group disability, group life, specialty lines, reinsurance, individual life and annuity products.

You can learn more by visiting www.libertymutualinsurance.com.



Over the course of its 163-year history, The Hanover has established one of the longest and proudest records in the industry, inspiring confidence among agents and the customers they serve. Today, we are a Fortune 1000® company, one of the largest property and casualty insurers, financially strong, and enjoy an “A” (Excellent) rating from key industry analysts. We offer a wide range of Property and Casualty insurance products and services to individuals, families, and businesses through an exclusive network of some of the best Independent Agents in the country.